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Your local bank is the best place to start your search for credit card and merchant account services. They know you and your business and will often have the services that you are looking for, or be able to recommend a reliable provider. 

Alternatives to Merchant Accounts:

If you are just starting to sell products online, you might not be bringing in quite enough revenue to warrant having a merchant account. Here are a few cost-effective alternatives.

PayPal - the easiest, cheapest way to accept credit cards over the Internet and transfer funds.

2CheckOut

CCNow  Allows you to accept credit cards for tangible products only.

Check Printing Software 2000 Creates bank checks for US and Canadian Banks from blank check stock or plain paper and can also create pre-printed checks for use with Quicken, QuickBooks or Microsoft Money.

Visit the eCommerce Software Directory

I have not used the following services, but they are also available. Use at your own discretion.

IBill

Shopping Carts

If you are going to accept credit cards from your web site you will most likely need a shopping cart. Your hosting service may provide one with their services. Other shopping carts available are:

I recommend 1shopping cart which provides from shopping carts from Free Basic services to a Lifetime account

Nationwide High-speed Dialup, Domain name registration, professional web hosting, website design or redesign, website maintenance, online marketing and promotion, Search Engine Optimization and SEM Services at affordable prices.